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Why Pooled Plans are Preferred by Small & Medium Sized Businesses

Pooling: 

• The Chamber's Plan is a 'pooled plan' where Health & Dental claims are 'pooled' with thousands of other companies to provide your business with rate stability 
• The Chamber's Plan is a 'not-for-profit' program. All of the profits stay in the plan to help lower premiums 

Couple Rates

• We have preferred pricing for: 
  • Married or common law couples 
  • Single parents 

Disability Coverage

• Coverage can begin from the first day of an accident and the eight day of an illness 
• Income replacement benefits can continue until age 65

Extended Health Care

• Prescription Drug Cards 
• Ambulance Coverage 
• Paramedical Services including 
  • Massage Therapy 
  • Chiropractic 
  • Physiotherapy 
• 12 Hours of Counseling 
• Vision Care 
• Eye Exams 
• Emergency Travel insurance

Group Term Life Insurance

• Select either flat amounts of multiple of salary

Critical Illness

• A lump sum of $30,000 is paid in the event that you are afflicted with a critical illness as defined in the policy 

Best Doctors

• Get a second medical opinion from over 50,000 top specialists in North America at no extra cost

Dental Care

• Cleanings twice per year 
• X-Rays & Fillings 
• Major Services 
• Orthodontics for firms with 10+ employees 

Accidental Death & Dismemberment

• Doubles the amount of insurance if death is caused by accident and includes loss of coverage

WHY HAVE OVER 30,000 BUSINESS OWNERS SELECTED THIS PLAN?

No Business Is too Small

• Comprehensive benefit packages are available to businesses from one person and up 
• Home based businesses qualify for coverage 
• Guaranteed coverage available to not-for-profit firms with 3+ people 

Guaranteed Stability

• The Group Plan has operated continuously for over 30 years 
• Your plan is guaranteed renewable regardless of high claims experience 
• With fair renewals, the Chamber's Plan allows your premiums to remain manageable and predictable